Terms and Conditions

Terms and Conditions

Please read these Terms and Conditions carefully. By registering for or subscribing to any products, services, or materials (referred to as a Program or Course) offered by Xolo GO OU – Compliance Aspect (“we,” “us,” or the “Company”), you (“Client”) agree to the terms outlined below.


Services

Xolo GO OU – Compliance Aspect provides online content designed to help Clients understand compliance and regulatory aspects of the FinTech industry. By using our services, you agree to comply with these Terms as a condition of access.


Disclaimer

You acknowledge that Xolo GO OU – Compliance Aspect, its representatives, and officers do not guarantee:

  1. Success in business, results, sales, regulatory approvals, or favorable outcomes.
  2. Additional assistance (beyond what is included in your specific offer) as a coach, consultant, or mentor.
  3. Introductions to our network, other Clients, regulators, or business partners.

No ongoing business relationship exists after all materials included in the Program have been delivered.


Financial Obligation

You are responsible for completing any payment plans associated with your purchase. Failure to meet payment obligations may result in revoked access to Program materials and recovery actions for unpaid amounts.


Refunds

Refunds are generally not offered once you have accessed the Product or received the Service unless explicitly stated in the offer or contract.


Confidentiality

We respect your privacy and require you to respect ours, as well as the privacy of other Program participants.

This constitutes a mutual non-disclosure agreement. Confidential information shared by us or other participants is proprietary and must not be disclosed or used for purposes beyond the Program. This includes, but is not limited to, names, contact details, and business information.

Both parties agree to safeguard all confidential information from disclosure, misuse, or theft.


Client Responsibility

The materials provided by Xolo GO OU – Compliance Aspect are for educational purposes only. You are solely responsible for your business outcomes, acknowledging that participation carries inherent risks such as losses, delays, or regulatory penalties.


Limitation of Liability

You agree to use our services at your own risk. Xolo GO OU – Compliance Aspect and its affiliates shall not be held liable for any damages or claims arising from your participation in the Program.


Indemnification

You agree to indemnify and hold harmless Xolo GO OU – Compliance Aspect and its affiliates from any liabilities, claims, or expenses arising from the sale, use, or offering of our products or services.


Intellectual Property

All Program materials are the intellectual property of Xolo GO OU – Compliance Aspect and are provided for individual use only. You agree not to infringe on any intellectual property rights or disclose proprietary information to others.


Independent Contractor Status

These Terms do not establish a partnership, joint venture, or employment relationship. Each party acts as an independent contractor.


Severability/Waiver

If any provision of these Terms is deemed invalid, the remaining provisions will remain in full effect. Failure to enforce any provision does not waive the right to enforce it later.


Assignment

You may not transfer or assign this Agreement without our prior written consent.


Modification

We reserve the right to modify these Terms at any time. Changes will be posted on our website, and Clients will be notified.


Termination

We are committed to providing a positive experience. We reserve the right to terminate your participation without refund if you violate these Terms, disrupt the Program, or impair the experience of others.


Notices and Jurisdiction

Notices related to these Terms should be sent to advisory@complianceaspect.com.

These Terms are governed by the laws of the Republic of Estonia.