Between licensing and a full in-house team there is a long stretch where you need judgement every week but not a full-time hire. Monthly plans give you a named adviser and a fixed number of hours; a fractional MLRO or Head of Compliance fills the role itself.
Sound familiar?
- Your MLRO is overloaded, or you do not have one yet.
- Policy updates, regulator letters and partner questionnaires keep slipping.
- You need board and MLRO reports written to a standard the regulator expects.
- You are between hires and cannot leave the function empty.
What you leave with
Fewer things left undone, faster answers, and a function that keeps up as you grow.
Who it is for
- Recently licensed firms
- Scale-ups between compliance hires
- Firms without a full-time MLRO
Options and prices
Essentials
€1,500 / month
A named adviser and 8 hours a month for policy updates, questions and regulator correspondence.
- 8 hours of adviser time per month
- Two scheduled calls per month
- Email answers within 2 working days
- Quarterly regulatory change summary
Growth
€3,500 / month
20 hours a month for firms running audits, new products or regulatory inspections.
- 20 hours of adviser time per month
- Weekly call slot
- Email answers within 1 working day
- Annual compliance monitoring plan
- Board and MLRO report drafting
Fractional MLRO or Head of Compliance
From €5,000 / month
An experienced practitioner in the role, part-time, for as long as you need.
- Named practitioner, scope agreed with your regulator where required
- Board and committee attendance
- Ownership of reporting and the compliance monitoring plan
- Handover plan when you hire full-time
How it works
- Onboarding A one-hour kick-off to learn your business, systems and open issues.
- Monthly rhythm Scheduled calls, a shared request list and answers within your plan's response time.
- Quarterly review We review hours used and priorities, and adjust the plan up or down.
Questions
What happens to unused hours?
Up to 25% of a month's hours roll over to the next month. They do not accumulate further.
Is there a minimum term?
Three months for Essentials and Growth, then month to month.
Can you act as our appointed MLRO?
Yes, through the fractional MLRO option, where the regulator permits it and after a fit-and-proper review of our appointee.